Car Insurance Quotes Online: Free and Cheap Car Insurance Quotes

Do people with red cars really get more speeding tickets than those with blue cars? Do car insurance companies use the color of your car to determine your car insurance rates? Do certain colors increase your chance of an accident? Read the rest of this entry »

Tags: What Does Your Car Color Say About Your Personality and Car Insurance Premiums.

The color of my car determines my car insurance rate. My credit score has no bearing on my insurance premium. I have auto insurance coverage so my new car is already covered… right?

Maybe not! Below is a list of fallacies many car owners believe and drive by each day. The truth just might make you change course.

Myth #10 “No-fault insurance means it’s not my fault!”
False. No-fault insurance means that your car insurance company pays for your damages regardless of who’s at fault. Read the rest of this entry »

Tags: Top 10 Car Insurance Myths.

You probably know that lenders use information in your credit report to determine if they’ll give you credit. But did you know that in some states, insurance companies also consider your credit history? Good or bad, your credit history may affect your ability to purchase homeowners or car insurance coverage and help determine what premium you’ll pay for your car insurance. Read the rest of this entry »

Tags: Credit Affects Car Insurance Rate.

When it comes to car insurance rates, who you are determines what you pay.  

Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life. Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city is far more likely to hit something than a 35 year-old married guy driving a minivan around the suburbs.

While you can’t change your age and some other factors, there are things that you can do to keep insurance premiums as low as possible.

Factors you CAN’T change that impact your car insurance rates:  Read the rest of this entry »

Tags: Cheap Car Insurance: Factors that Affect Your Car Insurance Rates.

Most people complain about the cost of their car insurance - hardly surprising, given that a typical policy costs at least several hundred dollars a year. Depending on your age, driving record, and other factors, your annual premium can be significantly more than that. So how can you lower your premium and save yourself money?

If you own a car and drive it, going without insurance is generally not an option. In most states, you are required by law to purchase a minimum amount of liability coverage. And you should probably have more than just the bare minimum if you want to provide yourself with adequate protection. There are steps you can take, however, to reduce your auto insurance costs without having to cancel your policy. Some or all of these steps may be appropriate for you, depending on your circumstances.

Specific ways to save money on car insurance:   Read the rest of this entry »

Tags: 10+ Tips to Save on Car Insurance Quotes Online.

If you drive, you know how crazy it gets out there. Accidents happen, fenders get bent, people get hurt. Or you’re innocently parked in your driveway and a tree limb crashes through your windshield. When disaster strikes, auto insurance is there to protect you.

Why buy Car Insurance?

1.) Car Insurance protects you against the financial risk associated with personal injuries and property damage caused by auto accidents, theft, vandalism, or natural disasters.

2.) All states require you to purchase at least a minimum amount of liability coverage. Other types of car insurance coverage may be optional or required, depending on state regulations. Read the rest of this entry »

Tags: Car Insurance Basics, Car Insurance Quotes Online Tips.